We cannot always accept all businesses:
either for technical reasons or due to risks associated with the business activity (burdens relating to specific regulatory compliance or constraints imposed by our partners),
or to comply with current legislation, or finally due to Shine’s CSR policy.
⚠️ If your business’s corporate purpose is included in the list below (which is not exhaustive), we will unfortunately be unable to open your account.
Furthermore, if an account has already been opened for an unauthorised business activity, we may be required to terminate the relationship.
Here is the list of activities not accepted for opening an account with Shine:
Charities
Political organisations
Religious organisations
The activity of a financial agent or wealth manager
The management of funds, portfolios and collective investment schemes (unless this is limited to advisory services)
Factoring
The provision of payment services, including the sale of prepaid cards
Activities of a sexual nature: pornographic content, massage parlours or strip clubs
The sale of tobacco
Activities relating to cannabis-based products and derivatives, narcotics and nitrous oxide
The sale of weapons and military vehicles (including any replicas)
Auction houses and art galleries
Pharmacies
MLM-style or pyramid selling schemes
Casinos, games of chance and gambling
Fortune-telling, clairvoyance and astrology
Cryptocurrencies (trading, exchange, investment, mining) and NFTs
Trading platforms / brokerage services or the buying and selling of currencies, precious metals, gemstones, other commodities and securities
The wholesale of SIM cards and payphone services
The sale or manufacture of jewellery made from precious metals or gemstones
Online file sharing
The sale of goods or services likely to damage the image or reputation of third parties
Mining activities, the production of non-renewable energy, and oil extraction
Trade union activities
Property development via a dedicated vehicle
Any illegal activity